For general contractors
Pay your subs early and pay less
Your subs call every week asking for advances. Say yes, and keep a discount for doing it.
No fine print
What an approved pay-app looks like
Change the amount and see the discount in real time, before you create an account.
Net of retainage, if any.
- You pay
- $97,250.00
- You save
- $2,750.00
How the discount works
It's a prompt-payment discount
You already know this instrument: 2/10 net 30 — 2% off for paying 20 days early. This is the same idea on better terms: 2.75% off for paying roughly 50 days early. Yes, it costs you working capital sooner. That is exactly what you are being paid for.
On your terms
You control the cash, every week
Pause the whole program with one switch when your cash is tight, or pause a single job while the rest keep running. Turning a job back on turns the program back on. Nothing moves without you.
Beyond the discount
What else you get
- Confirm invoices with one click instead of reading five emails a week from factors.
- A single audit trail of every notice of assignment.
- Visibility into which of your subs are active and where.
Frequently asked questions
- Does this cost me anything?
- Not for the early-pay program — you pay less, not more. Putting up cash sooner is exactly what the discount pays you for.
- Does this commit me to anything?
- No. You decide job by job, and you can pause the whole program or a single job whenever you want.
- Who decides if my sub gets paid early?
- You turn the program on; the sub decides whether to use it on each approved pay-app.
- Am I taking on any new risk?
- Yes, a little: you're releasing cash before the job progresses further and before you'd normally have lien waivers in hand, so you give up some ability to hold payment back if the work turns out defective or the sub walks off the job. That's the real cost of paying early — the discount is what you're paid for taking it on.
- Is this a financial product?
- It's a prompt-payment discount, the same instrument as 2/10 net 30. No debt, no interest.
See it with your own jobs
Creating an account is free. You decide job by job whether to turn it on.
Create account